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Let's face it, money doesn't really go very far these days and yet $100 can change your life. Say what? I picked this amount for the article because $100 is a reasonable amount of money to come up with.

Not necessarily overnight but, earning an extra $100 per month is simple to do and there are plenty of ways to do it. Better yet there are plenty of ways to do it from home, online, and during times that fit into your existing schedule!

So let's talk about how $100 can change your life? 

$100 deposited into your account each month and then invested for retirement adds up quickly. 

Compound interest causes small amounts of money to accumulate to a life-changing amount of money over time. 

The first 20 years of compounding aren't all that impressive but, after that, the growth that stems from your original investment is pretty mind-boggling.

$100 deposited into your investment account for 50 years equates to $60,000. The effect of compound interest amounts to another $462,000! I don't know about you all but, that's some serious dough in my world. 

This example assumes you earn a steady 7% per year and that won't happen in the short term but, is very achievable in the long term.

The question is what can you do to get $100 deposited into your account each month? It's expensive to live and even going to the grocery stores costs a small fortune. If you're like most of us you don't have $100 just floating around to invest each month. 

Here's where some really small steps can earn you extra income.


The journey of a thousand miles begins with one step. ~Lao Tzu

The possibilities are endless but, let's focus on earning income online and your own timing. 

Online Surveys

Yes, you really can get paid for taking online surveys. I'm not talking huge amounts of money but, remember your goal is to bring in an extra $100 per month. Check out Inbox Dollars, if you complete a couple a week you'll be well on your way to reaching the $100 goal.

Network Marketing

I know, I know, it has such a stigma with it but, so does just about any sales job. That's because people don't do it correctly. Stop selling and start building relationships. Don't just sell anything either. Do your research and select a company and a product you believe in and personally use.

There are bad network marketing companies and there are great ones, just like any other profession. Again - DO YOUR RESEARCH. With the right company, it is simple (simple doesn't mean easy) to make $100 per month. You can easily work before or after your current job. Yes, this is going to take a little extra work!

Website Testing 

On average you'll earn $10 for every test that you complete and you're not limited to how many you can do. Check out or

Affiliate Marketing

Amazon's Associates Program always comes to mind when I talk about affiliate marketing but, there are literally 100's of options out there. If you are currently using products that you trust and love you can get a small commission by sharing them on your website. If someone clicks the link and then proceeds to buy the product that's when you start earning. 

There are so many ways you can earn money online. Those with residual income potential are my favorite because when done correctly your business becomes more automated and you can be earning money from anywhere, including in your sleep. 

Being able to leverage your time is priceless. You could easily surpass $100 per month with the above ideas. It's going to take some effort on your part. Think about that compound interest and what it means for your retirement, it's effort well spent. 

If you're doing something to earn money online and would like to share tips with everyone please feel free to leave a comment! 




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